Simmonds Mortgages

Mortgage Brokers covering Berkshire and beyond

Call: 01344 225 149 or 07979 690 056

Maximise Your Mortgage Borrowing

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5 Ways to Maximise Your Mortgage Borrowing?

When you apply for a mortgage, lenders will assess your finances and your ability to make repayments on your loan. So, it pays to do your homework in advance.

Review Your Outgoings

One of the things a lender looks at closely is the amount of debt you currently have. It makes sense to use any savings you have to pay down loans and credit card borrowings but be sure to leave yourself enough saved to cover emergencies.

Check Your Credit Rating

A good credit rating can help you secure a better mortgage deal, with a lower interest rate. Simple tips that will improve your credit rating include - being on the electoral roll, paying utility bills on time and paying off your credit card balance in full each month.

Close Accounts You Don't Need

If you have accounts, memberships or subscriptions that you no longer use, it makes sense to close them down.

Ask The Family

Increasingly, parents and grandparents are helping out, they may be able to give or lend you some money, or act as a guarantor for your mortgage.

Get Some Good Advice

A mortgage is more than just a sizeable loan - it's about getting the most suitable deal for your money too. The good news is that we're on hand to help!

 

We can help you!

If you would like more information or help with your mortgage please call us on 01344 225 149 or 07979 690 056. Alternatively please send us an email at info@simmondsmortgage.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage

 

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Simmonds Mortgage Services is an appointed representative of Stonebridge Mortgage Solutions Ltd and can source the most appropriate cover from its panel of insurers with a free review of you overall protection and insurance needs. As with all insurance policies, conditions and exclusions will apply.

What our Customers Say...

Your home may be repossessed if you do not keep up repayments on your mortgage.

Simmonds Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Registered Office: Simmonds Mortgage Services Ltd, Lexham House, Forest Road, Binfield, Berkshire, RG42 4HP. Registered Company Number: 1152 8784 Registered in England & Wales.

There may be a fee for arranging a Mortgage and the precise amount will depend on your circumstances. This will typically be £399.00 paid once the mortgage offer has been confirmed.

There may be a fee for arranging an Equity Release or Lifetime Mortgage and the precise amount will depend on your circumstances. This will typically be £799.00 and is due on completion of the mortgage.

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