Simmonds Mortgages

Mortgage Brokers covering Berkshire and beyond

Call: 01344 225 149 or 07979 690 056

The Ultimate Financial Stress Test?

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In a 2019 study, nearly a quarter (22%) of workers said they would be unable to survive financially for more than a month if their income stopped. Just a year later, we have seen this hypothetical scenario play out in real life.

The Coronavirus pandemic has proved the ultimate financial stress test on many people's finances, showing how precarious their financial situation really is.

Opportunity to review

Now could be an excellent time to review your finances and boost your financial resilience. If you're nearing the end of your mortgage deal, or are on your lender's Standard Variable Rate (SVR), the current low-rate environment could make it the perfect time for you to get a more competitive deal.

Equally, a review of your protection needs will tell you if your current policies still adequately reflect your requirements. If you took out your policy years ago and your situation has since changed, you may now be under insured.

Read to help

Our professional advisers are here to assess your needs and find the mortgage or protection product for your personal circumstances. Financial advice is more important than ever, so please get in touch.


As with all insurance policies, conditions and exclusions will apply



We can help you!

If you would like more information or help with your mortgage after lockdown or want to discuss your financial concerns please call us on 01344 225 149 or 07979 690 056. Alternatively please send us an email at info@simmondsmortgage.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage

 

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Simmonds Mortgage Services is an appointed representative of Stonebridge Mortgage Solutions Ltd and can source the most appropriate cover from its panel of insurers with a free review of you overall protection and insurance needs. As with all insurance policies, conditions and exclusions will apply.

What our Customers Say...

Your home may be repossessed if you do not keep up repayments on your mortgage.

Simmonds Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Registered Office: Simmonds Mortgage Services Ltd, Lexham House, Forest Road, Binfield, Berkshire, RG42 4HP. Registered Company Number: 1152 8784 Registered in England & Wales.

There may be a fee for arranging a Mortgage and the precise amount will depend on your circumstances. This will typically be £399.00 paid once the mortgage offer has been confirmed.

There may be a fee for arranging an Equity Release or Lifetime Mortgage and the precise amount will depend on your circumstances. This will typically be £799.00 and is due on completion of the mortgage.

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