Blog - First Time Buyers
First -Timers Need £38K For A Home Deposit
New research from property portal Zoopla shows the soaring cost of property means that first-time buyers need hefty deposits in order to afford a home in some of the UK's major cities.
Updated by Simmonds Mortgage Services on Thu, October 3, 2019
Now Is The Time First Time Buyers
Looking to buy your first home? It is a great time to be a first time buyer!
Updated by Simmonds Mortgage Services on Thu, October 24, 2019
Improve Your Mortgage Chances
A mortgage application can be a difficult process, with a variety of factors influencing the outcome. In this article we touch on these and everything you need to know in hoe you can improve your mortgage.
Updated by Simmonds Mortgage Services on Thu, October 31, 2019
Mortgage Approvals At Decade High
Last year the number of home loan approvals was at its highest since 2009, hitting over 95,000 approvals. Find out what is driving the growth and why July was the highest monthly total.
Updated by on Wed, March 25, 2020
Specialist Mortgages
Are you wanting to get on the property ladder, sometimes your requirements and circumstances might make the process of getting a mortgage even harder. Read our article to see how a specialist mortgage could be the solution for you and your family.
Updated by on Tue, December 8, 2020
Credit Scoring
Learn the key information about credit scoring and why this can be a crucial part of achieving the mortgage you want!
Updated by on Mon, December 14, 2020
Are Mortgages Flexible?
When looking for a mortgage it is important you find the right mortgage for you and your circumstances. However, what happens if your situation or needs change? In this blog we explain just how flexible your mortgage can be!
Updated by on Tue, January 12, 2021
Looking To Purchase a Property With Just a Zero or 5% Deposit?
Are you looking to purchase a property but have little to zero deposit? There are options that could help you to achieve this. Visit our latest blog to learn more.
Updated by on Wed, February 3, 2021
90% LTV Mortgages Return - Pros and Cons
Due to the pandemic a lot of mortgage lenders became stricter on accepting applications, making it quite a challenge for first time buyers to get onto the property ladder. Loan to Value mortgages are making a comeback. But what are they?
Updated by on Wed, March 3, 2021
Return of High LTV Mortgages Sparks Hope
During the pandemic, the uncertainty of the economy and the hesitation from mortgage lenders, made it more challenging to get onto the property ladder. However, LTV mortgages are making a return and could be the helping hand first time buyers need.
Updated by on Sun, March 14, 2021
Older Borrower? What Are Your Options?
There is no age maximum for applying for a mortgage, however, many lenders have their own limits for the age you can take a mortgage and maximum age of when the mortgage term ends. Find out more about how mortgages and repayments might differ if you are a
Updated by on Tue, April 6, 2021