Simmonds Mortgages

Mortgage Brokers covering Berkshire and beyond

Call: 01344 225 149 or 07979 690 056

Exchanging Contracts? Get Insured

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Buying a property can be stressful and it can feel like there are a million things to do, but some things are more important to remember.

Many people think they only need to take out buildings insurance once they move into their new home, but in most cases, the responsibility for insuring the property becomes the buyer's as soon as contracts are exchanged.

At this point you are committed to the purchase and cannot back out without forfeiting your deposit. If the property is damaged or destroyed between exchange and completion, you're still contractually bound to complete the purchase and will immediately face hefty repair or rebuild costs.

We can find the most suitable buildings insurance policy for your circumstances.

 

As with all insurance policies, conditions and exclusions will apply


We can help you!

If you would like more information or help with your mortgage please call us on 01344 225 149 or 07979 690 056. Alternatively please send us an email at info@simmondsmortgage.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage

 

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Simmonds Mortgage Services is an appointed representative of Stonebridge Mortgage Solutions Ltd and can source the most appropriate cover from its panel of insurers with a free review of you overall protection and insurance needs. As with all insurance policies, conditions and exclusions will apply.


What our Customers Say...

Your home may be repossessed if you do not keep up repayments on your mortgage.

Simmonds Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Registered Office: Simmonds Mortgage Services Ltd, Lexham House, Forest Road, Binfield, Berkshire, RG42 4HP. Registered Company Number: 1152 8784 Registered in England & Wales.

There may be a fee for arranging a Mortgage and the precise amount will depend on your circumstances. This will typically be £399.00 paid once the mortgage offer has been confirmed.

There may be a fee for arranging an Equity Release or Lifetime Mortgage and the precise amount will depend on your circumstances. This will typically be £799.00 and is due on completion of the mortgage.

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