Despite the fact that new housing developments are appearing in towns and villages across the UK, it seems these estates are failing to include homes which are appealing to the over-55s.
The prime focus has been on building new homes for families and first-time buyers, but an increase in the numbers of older people looking to move to these out-of-city areas has been overlooked and needs to be taken into consideration by housing developers and councils.
The Royal Institute of British Architects (RIBA) is urging ministers to make it compulsory for developers to build new homes which are appealing and accessible to older people and to those who disabled. RIBA's report, ' A home for the ages: Planning for the future through age-friendly design', highlights the importance of well-designed, purpose-built new homes that allow people to play an active role in their communities as they age. These homes should include features such as wider doorways and staircases, have access to open spaces and be within easy access of healthcare and social facilities.
However, you may prefer a joint policy, involving one application and one regular premium. As the policy only pays out once, that cost is normally cheaper than two policies but the policy will end on first death.
We can help you!
Your home may be repossessed if you do not keep up repayments on your mortgage
Simmonds Mortgage Services is an appointed representative of Stonebridge Mortgage Solutions Ltd and can source the most appropriate cover from its panel of insurers with a free review of you overall protection and insurance needs. As with all insurance policies, conditions and exclusions will apply