There is no age maximum for applying for a mortgage, however, many lenders have their own limits for the age you can take a mortgage and maximum age of when the mortgage term ends. Find out more about how mortgages and repayments might differ if you are a
Updated by on Tue, April 6, 2021
The pandemic has had a huge financial impact on many families, with it becoming a worry for children. We usually try to hide our finance concerns from our children but it is suggested that discussing the topic may have a positive outcome.
Updated by on Tue, March 23, 2021
During the pandemic, the uncertainty of the economy and the hesitation from mortgage lenders, made it more challenging to get onto the property ladder. However, LTV mortgages are making a return and could be the helping hand first time buyers need.
Updated by on Sun, March 14, 2021
The property market made an unexpected positive recovery during the last half of 2020. With many wanting to buy, sell or move house when the property market reopened in May. Read our blog to find out the predictions for the housing market in 2021.
Updated by on Wed, March 10, 2021
Despite the huge hit the economy and property market suffered, it is surprising just how resilient the housing market has been with first time buyers rushing to get on the property ladder and also a number of people wanting to find a new home more suited
Updated by on Fri, March 5, 2021
Due to the pandemic a lot of mortgage lenders became stricter on accepting applications, making it quite a challenge for first time buyers to get onto the property ladder. Loan to Value mortgages are making a comeback. But what are they?
Updated by on Wed, March 3, 2021
This past year has shown us all just how important protection is to ensure ourselves and our loved ones are supported if the unexpected happens. We take you through the different types of protection options and explain how beneficial these could be to you
Updated by on Mon, March 1, 2021
Are you looking to get on the property ladder or in need of remortgaging? It is crucial to ensure your finances are healthy before completing your mortgage application. These are some steps to follow to make sure you are prepared.
Updated by on Thu, February 25, 2021
With the Stamp Duty Holiday set to end next month, many buyers and sellers are trying to get their property transactions completed. We have written some key top tips to help you remain calm whilst handling your conveyancing process.
Updated by on Wed, February 24, 2021
Over the last decade, the number of couples choosing to live together has increased by over 25 percent. However, many of those are doing so without being married or entering a civil partnership, leaving themselves legally vulnerable!
Updated by on Tue, February 23, 2021
To reduce the spread of COVID-19, retailers and restaurants have continued to refuse coins and banknotes, contributing to the already existing decline of cash that we have seen over the last few years. In this blog, we explain what others factors have lea
Updated by on Mon, February 8, 2021
Are you looking to purchase a property but have little to zero deposit? There are options that could help you to achieve this. Visit our latest blog to learn more.
Updated by on Wed, February 3, 2021
When buying a property, there are different types of valuations & surveys you can pay for which can help you to determine whether the property is worth the amount you are looking to pay! Find out more on how these valuations can help you!
Updated by on Wed, January 27, 2021
Have you got the right mortgage for you and your circumstances? When a mortgage deal ends you may be automatically switched to your lender's SVR and could be paying alot more than you should. Read more to find out what SVR means and how can you avoid this
Updated by on Wed, January 20, 2021
It's not too late for you to take advantage of the Government's Stamp Duty Holiday that they implemented earlier in the year. The new scheme has seen a positive effect on the mortgage market and could make the house buying process easier for you.
Updated by on Wed, December 23, 2020
Are you wanting to get on the property ladder, sometimes your requirements and circumstances might make the process of getting a mortgage even harder. Read our article to see how a specialist mortgage could be the solution for you and your family.
Updated by on Tue, December 8, 2020
As we felt the social and financial impact of COVID-19 earlier in the year, there was also a clear decline in the activity of the mortgage market. However, in the "new normal" we have had to adapt to, the mortgage market seems to be looking more positive.
Updated by on Sun, December 6, 2020
COVID-19 has caused alot of damage to many. Such as losing their job and financial security as well as many losing their lives. Therefore, it is now more important than ever that you are protected. Learn more about why protection is vital.
Updated by on Fri, September 18, 2020
With factors such as increasing house prices, an ageing population and more. The later life lending market is expected to increase by 85% over the decade. Learn what this means for those entering retirement.
Updated by Simmonds Mortgage Services on Wed, June 3, 2020
Whether you are looking to move house or take out a new mortgage post COVID 19, we have come up with ten expert tips to help you to be one step closer.
Updated by on Thu, May 21, 2020
With the arrival of their baby approaching, new parents are spending more than ever in preparation. However, the preparations don't extend to their protection planning. Would your family be able to cope financially if the unexpected happened and didn't h
Updated by on Sun, May 17, 2020
The FCA has said that providers are not doing enough to protect people against rising premiums and inadequate policies. Find out why people are not taking out policies and why it is important to learn and get advice about them..
Updated by on Thu, May 7, 2020
In order to limit the impact COVID-19 is having on the economy, the Bank of England have cut interest rates to a record low. We explain what effect this will have on you.
Updated by on Mon, May 4, 2020
Due to the COVID-19 crisis, businesses across the UK are suffering and many workers have taken a hit to their income. Read how the government are stepping in to support people to remain in their homes.
Updated by on Mon, April 20, 2020
If you are a director of the Limited Company and choose to take out life insurance, the premiums are paid by the business. Read why this could make the policy cheaper.
Updated by on Fri, April 17, 2020
A mortgage application can be a difficult process, with a variety of factors influencing the outcome. In this article we touch on these and everything you need to know in hoe you can improve your mortgage.
Updated by Simmonds Mortgage Services on Thu, October 31, 2019
New research shows that portfolio landlords are most loyal and would use the same broker again when it is time for their next mortgage.
Updated by Simmonds Mortgage Services on Wed, October 9, 2019
As we live longer and save less, Equity Release will be one option amongst many to fund retirement and living costs in later life.
Updated by Simmonds Mortgage Services on Sun, October 6, 2019
Selling a house can be more challenging than you think!!!
Updated by Simmonds Mortgage Services on Fri, October 4, 2019